Capital gains tax guides
These step-by-step guides explain how to calculate capital gains tax, how to reduce it legally, and how stocks, crypto and funds are taxed. They tie together the federal brackets, the 3.8% NIIT and state rates covered across the site. General information, not tax advice - verify with the IRS, your state tax authority, or a professional.
Data as of June 2026.
Legitimate strategies: holding longer, harvesting losses, the 0% bracket, gifting and more.
How to calculate capital gains taxA step-by-step walk-through of basis, gain, federal rate, NIIT and state tax.
Capital gains on stocks, crypto & fundsHow gains on different investment types are taxed, plus wash-sale and cost-basis basics.
Prefer numbers? Jump to the calculator or browse federal explainers and state pages.
Last updated: 2026-06-21